HomeServices of America offers two dental plans that cover a broad range of services, including preventive treatment, cavity repair, root canals, and orthodontia, through MetLife Dental. Although you can visit any dentist or other dental professional, you can expect your out-of-pocket expense to be less if you receive service from an in-network Preferred Dentist Program (PDP) provider. While member ID cards are not issued for this plan, participants can print a card on the website.
Dental Plan Summary
| Features/Benefits | Option 1 | Option 2 |
|---|---|---|
| Annual Deductible | $50 per member | $50 per member |
| Annual Benefit Maximum* | $2,000 per member (does not include orthodontic services) | $1,500 per member |
| Preventive and Diagnostic Services Checkups Dental cleaning X-rays | 100% | 100% |
| Basic Restorative Services Cavity repair and tooth extractions Root canals Gum and bone diseases | 80% coverage after deductible | 80% coverage after deductible |
| Major Services Crowns Implants Dentures and bridges | 50% coverage after deductible | 50% coverage after deductible |
| Orthodontia Lifetime maximum benefit of $2,000 for dependent children, up to age 19 | 50% coverage after deductible | No coverage |
*Annual maximum benefit is the most this plan will pay for the covered services received in-network and out-of-network in any plan year.
For more information on your dental plan benefits, participants should visit the MetLife website. You can search for network providers, review benefits, print ID cards, and more.
