More Flexible. More Relevant. More Options with You in Mind.
You are at your best when your financial and physical health come together, and we want to help you get there. It’s with you in mind that we offer a benefits program that’s both comprehensive and affordable. Plus, it gives you the flexibility to choose coverage that is most relevant to you and your family.
As an employee at HomeServices of America, you have access to a wide variety of health care benefits to help you maintain your physical and mental well-being. Your financial health is just as important as your physical health. Take control and learn about the programs and resources available to you through HomeServices of America. Review your options carefully to ensure you can take advantage of what is available and make informed decisions.
Benefits Eligibility
If you work 30 or more hours per week you are eligible for benefits effective the first of the month coinciding with or following your date of hire. After your initial benefit election, the annual open enrollment period will be an opportunity to reevaluate your benefit needs, determine whom you will need to cover, and make benefit elections for the following plan year.
All employees regardless of hours worked are immediately eligible to participate in the 401(k) plan.
Plan Eligibility
| Benefits | Effective Date |
|---|---|
| 401(k) | Immediately upon hire for all employees |
| Holidays, Paid Time Off, Employee Assistance Program (EAP) |
Immediately upon hire for benefit eligible employees |
| Medical, Dental, Vision, Employee Life Insurance, Supplemental Life Insurance, Flexible Spending Accounts | First of the month coinciding with or following date of hire |
| Short-Term Disability* | After three months of continuous service |
| Long-Term Disability | After three months of continuous service |
*For those employees working in a state with a statutory mandated disability benefit plan, the provisions of that state’s plan may apply. Please refer to the state’s plan for more information.
Dependent Eligibility
- Your legal spouse/domestic partner
- Coverage for a Domestic Partner: Employees may cover their domestic partner on their benefits however, the federal government does not recognize domestic partnerships and therefore the benefits for the domestic partner become taxable income for the employee. Imputed income is the value of the benefits provided to the employee that will be taxed. Imputed income is calculated using the difference between the total cost (employee plus employer premium) of employee and employee + domestic partner coverage for each of the benefits elected.
- Your child or your spouse’s/domestic partner’s child who is under age 26, regardless of marital, student, or employment status
- The term “child” includes any of the following:
- Biological child
- Stepchild
- Legally adopted child
- Child placed for adoption
- Child for whom legal guardianship has been awarded to the employee or the employee’s spouse
- The term “child” includes any of the following:
